Privacy Policy

Last updated: [DATE]

This Privacy Policy explains how FinCalc ("we", "us") handles information when you use this website (the "Site"). FinCalc is a calculator tool — the numbers you type into it (loan amounts, interest rates, etc.) are processed entirely in your browser and are never sent to or stored on our servers.

Information We Collect

We do not require account creation and do not collect personal information directly. Standard web server/host logs (e.g. IP address, browser type, pages visited) may be collected automatically by our hosting provider for security and analytics purposes.

Cookies & Advertising

This Site displays ads served by Google AdSense. Google and its partners may use cookies, device identifiers, or similar technologies to serve ads based on your prior visits to this or other websites. You can learn more about how Google uses this data at policies.google.com/technologies/partner-sites.

You can opt out of personalized advertising by visiting Google Ads Settings, or optout.aboutads.info for participating third-party vendors.

EEA / UK Visitors

If you are located in the European Economic Area or United Kingdom, ads on this Site are served through Google's consent management tools, which ask for your consent before showing personalized ads, in line with GDPR requirements.

Children's Privacy

This Site is not directed at children under 13, and we do not knowingly collect personal information from children.

Contact

Questions about this policy can be sent to [YOUR-EMAIL].

Note to site owner: this is a starting template, not legal advice. Fill in the bracketed placeholders, and if you'll have users in the EU/UK/California, consider having a lawyer review this for GDPR/CCPA compliance before you launch.