Terms of Use

Last updated: [DATE]

No Financial Advice

FinCalc provides calculators for estimating loan payments, interest, and investment growth. All results are estimates for informational purposes only and do not constitute financial, investment, tax, or legal advice. Actual figures from a bank or financial institution may differ due to fees, taxes, rounding, and compounding conventions. Always confirm numbers with a licensed professional or your financial institution before making decisions.

"As Is" Service

This Site is provided "as is" without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or availability of the Site at all times.

Limitation of Liability

To the fullest extent permitted by law, FinCalc and its operator(s) are not liable for any damages arising from your use of, or inability to use, this Site or reliance on any calculation it produces.

Acceptable Use

You agree not to misuse the Site, attempt to disrupt its operation, or use it for any unlawful purpose.

Advertising

This Site is supported by advertising served through Google AdSense. See our Privacy Policy for details on how ad partners use cookies.

Changes

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

Contact

Questions can be sent to [YOUR-EMAIL].

Note to site owner: this is a starting template, not legal advice. Have a lawyer review it before launch, especially if you operate in a regulated financial-services context.